Purchase-order loan

This loan is tailored for businesses that receive orders to supply goods but lack the funds to buy the required stock. Phuthalichaba provides the loan so the business can acquire the stock needed to fulfil the order.

The cooperative buys the stock from the chosen suppliers on behalf of the business. After the customer pays for the order, Phuthalichaba retains the principal loan amount plus interest and transfers the remaining funds (the business’s profit) to the business’s bank account.

Allows businesses to fulfil orders and generate revenue without upfront capital. Simplifies the purchasing process and eases the financial strain on the business.