About us
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Who are we
An innovative savings and lending cooperative
Phuthalichaba operates independently, with a commitment to fostering:
- a savings culture,
- financial accessibility,
- cutting-edge banking service, and
- investments in innovative start-ups.
The cooperative will actively support and invest in emerging businesses. Membership is open to all Lesotho citizens worldwide, requiring only a valid identification document (ID or passport) and an active Lesotho bank account.
We embrace a paperless approach and stay attuned to evolving technology, conducting all transactions electronically through our partner banks. This keeps transaction records securely archived and traceable, maintaining a high level of accountability, and lets members take part wherever they live, fostering financial inclusion for all citizens of Lesotho.
Our values
What we stand for
Integrity
Upholding the highest ethical standards in all our endeavours.
Innovation
Embracing technology to enhance the member experience.
Accountability
Commitment to responsible and accountable decision-making.
Reliability
Providing consistent and dependable services to our members.
Transparency
Conducting business in a clear and open manner.
Confidentiality
Safeguarding sensitive information and respecting privacy.
Our mission
Envision a culture of savings, financial access and innovation investments. We aim to be a catalyst to economic growth and prosperity.
Our vision
To create generational wealth.
Message from the founder
Let us create generational wealth together
“It is not a secret that most of us live from month to month when it comes to our use of money. Should we have a single month without an income, then, everything turns upside down. What if we start learning to save the little we have? Join us in that vision and let us together create generational wealth for ourselves and change Lesotho’s financial industry through Phuthalichaba.”
Ready to start saving with PSCCS?
Contact the office to join, or sign in if you are already a member.